Free Calculator – 2025 Tax Year

Florida Property Tax Estimator

Estimate your annual Florida property tax by county – including the homestead exemption, Save Our Homes assessment cap, senior/low-income exemption, and disabled veteran exemptions.

Your Property

2024 ACS Data Up to $50K Homestead All 67 Counties
$

Use your county property appraiser’s most recent just (market) value


Save Our Homes

0 (new buyer)

Longer ownership means more years of the 3%-per-year Save Our Homes cap protecting your assessed value from market growth


Exemptions

Your Estimate

Select your county, enter your home value, set years owned, choose your exemptions, and click Estimate my property tax.

Estimated Annual Property Tax
approx. – per month

Property Value

Current market value (today)
Assessed value (after Save Our Homes cap)
Homestead exemption
Estimated taxable value

Tax Calculation

County effective rate (What is this?)Average effective rate across all taxing districts in this county.
Estimated annual tax
Estimated monthly (escrow)

Estimate only. This calculator uses the average effective property tax rate for each county based on U.S. Census Bureau American Community Survey 5-Year Estimates (2024), reflecting the combined average burden from school districts, county government, cities, water management districts, and other local taxing entities. Because rates vary by your property’s exact location within a county, your final tax bill may be higher or lower. Contact your county property appraiser for your exact rate and taxable value. Exemption figures reflect 2025 Florida law.

About This Estimate

  • How this estimate is calculated. This calculator uses the average effective total property tax rate for each Florida county, based on U.S. Census Bureau American Community Survey 5-Year Estimates (2024): median real estate taxes paid divided by median home value. This reflects the combined average tax burden from school districts, county government, cities, water management districts, and other local taxing entities. Because actual rates vary by your property’s exact location within a county, your final tax bill may be higher or lower than this estimate.
  • Homestead exemption. Florida’s homestead exemption exempts the first $25,000 of assessed value from all property taxes. A second $25,000 exemption applies to the assessed value between $50,000 and $75,000, but only for non-school taxes. In practice this means the exemption can be worth up to $50,000 total on homes assessed at $75,000 or more. This calculator applies the exemption against the blended effective rate as a simplification.
  • Save Our Homes cap. Once a home has an active homestead exemption, its assessed value can only increase by 3% per year (or the CPI, if lower) regardless of how fast market value rises. Because this calculator doesn’t know your actual purchase price or year, it estimates your capped assessed value using years owned and an assumed 5% average annual market appreciation rate – a reasonable long-run planning assumption, not a guarantee. If you know your actual assessed value from your TRIM notice, that will be more accurate than this estimate.
  • Senior / low-income exemption. This additional exemption (up to $50,000) is adopted at the option of individual counties and municipalities, so it isn’t available everywhere. It also requires the homeowner to be 65 or older with household income under an annually adjusted limit (about $36,614 for 2025). Check with your county property appraiser to confirm local availability and the current income threshold.
  • Veteran exemptions. Florida offers a $5,000 exemption for veterans with a 10% or greater VA disability rating, and a full exemption for veterans with a permanent, total service-connected disability rating of 100%. Certain combat-disabled veterans age 65+ may qualify for additional percentage-based discounts not modeled here.
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